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By Alan R
#7602
Hi Guys--------Yes, it's that time again for the Annual Insurance Premium "Cash-cull"..........Carol has made contact and offered me £187 Fully Comp. ( I have no option it seems !!) on Red Barron a 2005 Bullet '65.......... Is that a) Good.....b) Typical..... c) Rip-off.......d) A good discount for being a loyal customer....Also, I now have to declare the 3 points on my licence gained this year ( went through a red light in Leicester )...how much are they likely to load my premium ??
By Valsp
#70242
I can’t tell you that but whatever you do get more than one quote. I had been insured with Carole Nash for over 22 years and had 3 classics on the same policy until earlier this year when I got another bike. It is the least valuable of them all – a Suzuki 500 2 stroke worth about £4000. They wanted another £120 a year to add it to the policy. After some discussion they cut the increase to just over £60. I went to Footman James and they insured the lot for £1 less than I had paid the previous year. So shop around
By Steve T
#70244
I'm with Liverpool Victoria 35% no claims on 2002 500 Bullet £90, that's with legal cover and protected no claims.👍🏻
By PO51UHD
#70245
I pay less than that for 3 bikes with Lynbrook.

As the man says, shop around!

Stephen
By Beezabryan
#70246
I will add to the shoparound advice. Been hearing good things about Lynbrook of late. I gave up some years ago on the french broker masquerading as Carole Nash when I realised how much they were taking the pi55.
By steveW
#70247
Hi all, I'm also insuring my Electra ( no claims used up on Tiger) given the cost of parts I'm guessing that if the worse happened it would be written off on economic grounds anyway, so I'm just going TPFT, what are your thoughts about this strategy?
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By PeteF
#70248
Loyal customer? That means nothing to insurance companies these days.
You do have a n option, ring them up and ask for a better deal or you will take your business elsewhere. In my experience they always come down.
Most companies will ignore 3 points.
User avatar
By Exile
#70249
I have a childhood friend in the UK. He was knocked off his bike 4 months ago. (Sorry mate, I didn't see you!)

He was not badly hurt but his bike was. 4 months later with Carol Nash and he still hasn't had any sort of resolution... Talk about dereliction of obligation.


Doesn't sound promising...
By dazza
#70253
Yeah go on compare the market I just gone to bennets multi bike cover I always shop around as every year my renewal goes up no such thing as loyal customer lol
By Alan R
#70255
Hi guys-------- As usual great advice !!...STEVE T, I tried the Lurv !! but couldn't get in contact to ask questions----Eventually used ASDA Bike Insurance and found GROVE & DEAN who charged £109 for fully comp. including Breakdown Recovery, overseas riding....and £150 Excess.

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