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European breakdown cover

Posted: Mon Jun 15, 2015 7:18 pm
by rustygman
Hi all, I am off to france not on my bullet but my 1995 900 diversion next week. I do not have European breakdown cover on my insurance and I thought the quote from the AA was a joke so declined. Anyone know a good company that will cover a 20 year old bike at a reasonable price. I am not prepared to cancel and restart my insurance btw. I very much doubt my old workhorse will give me any trouble but sod's law... Thanks - Rusty

European breakdown cover

Posted: Mon Jun 15, 2015 8:19 pm
by papasmurf
Your BIG worry is you need repatriation cover in case you are injured whilst riding a motorcycle abroad. That can cost £20000 if you don't have insurance cover.

European breakdown cover

Posted: Tue Jun 16, 2015 8:18 am
by Nettshubby
Try a google search for bike foreign cover, I found a company that will insure you for a year for foreign travel, and I believe it was less than £100. Cant remember the name, and of course I've only recently deleted the shortcut off my Ipad! If it is on my couter I will post it here.

European breakdown cover

Posted: Tue Jun 16, 2015 8:19 am
by Nettshubby
That should read "on my computer"!

European breakdown cover

Posted: Tue Jun 16, 2015 10:04 am
by Beezabryan
Do not forget your EHIC card though it is not advisable to rely on it totally as the cover is quite basic. A quick google look came up with this that might be worth exploring

European breakdown cover

Posted: Tue Jun 16, 2015 12:50 pm
by rustygman
EHIC Card. Check. Spare bulbs. Check. Breathaliser. Check. Reflective sticker on helmet. Check. All other legal requirements. Check. As of next year bikes will have to add a fluorescent jacket - wearing not compulsory. Don't start me off on the amount of roundabouts and road furniture around towns out there either. Still great biking though. The AA quoted me about £70 for June and £130 in July for breakdown cover. It seemed a lot at the time but maybe I will just stump up - papasmurf has got me all worried.

European breakdown cover

Posted: Tue Jun 16, 2015 1:44 pm
by papasmurf
Rustyman you should be worried. My wife and I had had repatriation for decades on our household insurance, until three days before we were due to take the motorcycles across to Brittany and I happened the read the latest policy document. They had snuck in NO cover for medical repatriation, if the injuries were due to an accident whilst riding a motorcycle.
So we had at the last moment to find medical repatriation cover quickly.
(The £20000 cost of not having the cover sounds a lot but it could involve private plane charter and a medical team to get you back.)


European breakdown cover

Posted: Tue Jun 16, 2015 2:26 pm
by Frank
Would it not be cheaper to upgrade your existing policy? After all they will only be covering for the period until your renewal date.

European breakdown cover

Posted: Tue Jun 16, 2015 6:01 pm
by RoSy
GreenFlag may'be?

European breakdown cover

Posted: Tue Jun 16, 2015 8:59 pm
by papasmurf
There is always Carole Nash.