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[abe]

Hi
just renewed with Bike Sure

£114 fully comp was £112 last year so pretty good imhop.

roy.

[AA maniac]

Hello Alan , sorry to hear you got stung by one of our dreaded red light cameras in my home town of Leicester( was it the ones near fosse park). Have you tried Hastings Direct for your insurance .... they came out with the lowest fully comp quote for my Electra ( nearly half the price of the renewal bike sure sent me).

[Kickstarter]

Hi Alan
I use Saga Select and pay less than £100 for an e.f.I. bullet fully comp. I have no points on my licence and I think I stand £150 excess but not sure. Saga Select cover motorbikes,vans and campers. Different to Saga who I insure my house and car with.

[Beezabryan]

Burger the meerkats, the warbling welshman et al. I do my own comparisons.
1992 Bullet500, 1952 BSA Flash & a Box, 1954 BSA Wing Wheel £89.39 Full comp, European cover, UK & European rescue etc.

[Alan R]

Hello guys and what a marvellous response !!.... Just goes to show the twin values of being an Enfield owner AND using our hosts forum as well...............AA MANIAC, yes, that could well be the place ( I had a Google Map look at it just now )....Joyce and I went through it in the car a year or two ago in broad daylight, knowing the route we wanted and still had to make two attempts before getting it right !!...This time it was at night, in light drizzley rain and having my attention taken by my mate --- who is almost totally deaf saying}---- "Eh ? .. What ? ... Eh ?...SCREECH ( that's his two hearing aids going out of tune ) every time I asked a question............After 3 hours of this trapped in the car with him your attention can become slightly jaded to say the least....From what I can remember it's a very LARGE junction with A roads and Motorway / Dual carriageways all converging together, the lights and road signs seem to be quite high up and the whole thing is on the top of a slight rise of the ground...... You need to eat a lot of those famous Leicester crisps just to keep your nerves from fraying---

[Paul G]

Interesting to read about insurance quotes. What gets me is the dramatic effect alterations make, and lots of people on here make alterations from standard. I am probably one of the younger conributors (mid sixties, snigger) have been riding continuously since my teens, no claims for over 30 years, clean licence, but when I changed the bars on my Hinckley Bonneville (I have a Bullet sixty 5 as well) it seemed to set off the equivalent of the three minute warning. If renewal is as bad, I will probably put it back to standard and flog it. Bars were not extreme, just renthall mid rise which I found much more comfortable. Surely you chaps/esses must have issues with declared mods? I found none bike mainstream insurers would not even quote for a modded bike at all; some years ago I fitted a 3 into one exhaust on a Hinckley triple to replace a rotten original, no performance gain, just cheaper and only specialist bike brokers would quote. I will obviously shop around as usual at renewal time!

[Rattlebattle]

Try Lynbrook. Like you I'm mid sixties and have been riding for 48 years, with a totally clean licence for the last 43 years. (I was a naughty young man but I learned how to crash and survive). I have passed the IAM test for both. IKEA and cars. For years I stuck with Carole Nash but last year the premium increase was too much to stomach and this time they wouldn't come down much. Having read an article in Real Classic about the trouble FW and RH were having renewing insurance for their fleet I did the same and tried Lynbrook. It's best to ring them, preferably having tried others first so that they can try to beat the quote. In my case there was a saving but the key thing is that they are aware of bikes and the common mods. They were content when I explained that I'd replaced the EFI on my C5 with a carb and fitted an aftermarket silencer etc and with the mods done to my Hinckley Thruxton. Unlike Bennetts they knew what a bog standard 1954 Tiger 100 is and were happy to cover that. They don't charge an admin fee for changing a bike on the policy and they show the individual premium of each bike, so if you remove one from the policy you can calculate the refund due and they don't make it up as they go along. For those with more than one bike and who change them like socks this is a good policy. It is underwritten by a Lloyds syndicate. Cheapest isn't necessarily the best.

[Rattlebattle]

WTF? Where'd Ikea come from? Please delete advert for cheap and nasty furniture...

[Beezabryan]

There is a factor involved that many may not be aware of - your individual post code may indicate either a high or low risk area with a corresponding adjustment to policy premiums.
I am low risk while others are not so fotunate so me blethering on about my low cost really is not a true story.

[Paul G]

Thanks for the replies and the Lynbrook suggestion, thought they only did older bikes, will definitely try them. My postcode is low risk, in fact I moved house in January and my car insurance actually gave me a refund!! My old address was also lowish risk. Still remember insuring my C15 for a fiver and the old Norwich Union rider policy covering all sorts of dubious bikes. Low point was when bike insurance was based on cc so my M21 was the same as a CB600 :-0